Frequently Asked Questions (FAQ):
- What is a Registered Insurance Broker?
- What is the difference between a Broker and a Direct Writer?
- Do you have a Facebook Page?
- Why are some portions of the website in English only?
- What does your company specialize in?
- How can we contact you for more information about a specific product or service?
- Can you quote an insurance rate in my province?
- Do you provide Financial Planning services in my province?
- Why do you not accept new clients for Home and Auto Insurance?
- How does submitting a form for Travel Insurance work?
- I require assistance filling out the Online Travel Insurance Form.
- I require assistance filling out the Offline Travel Insurance Form.
- I require assistance using WinQuote™.
- What do I do after completing the WinQuote™ form?
Legal and Security Questions:
- Where can I find your Insurance and Financial Partners?
- Is it safe to submit information to Concord Insurance & Financial Planning Group Inc?
- Why do you need my consent to establish or continue communications with me?
A registered insurance broker is an independent insurance professional in Ontario governed by the Registered Insurance Brokers Act. Unlike general agents and direct writing insurers who only sell the products of one insurance company, registered insurance brokers offer product choices from a variety of companies. This helps clients find an insurance plan more fit for their needs. Insurance brokers also offer independent advice, with the ability of easily differentiating one company's insurance plan to the next without the need of seeking another agent for the information.
All insurance brokers in Ontario are governed by the Registered Insurance Brokers Act and are allowed to sell insurance plans for the general public. Some products include home, automobile, life, and travel insurance. They must meet standards of professionalism established by the Registered Insurance Brokers of Ontario.
A Broker acts like a middleman between the consumer and the Direct Writers. Brokers have the availability to offer multiple quotes from multiple Insurance markets to obtain the best product to cover you properly. The advantage of a broker is that we are constantly working for you to make sure that you obtain the best coverage available for your needs.
Direct Writers and banks are only able to market one insurance company. This does not mean you will get the best coverage from them. Just like buying a car or a television you must browse around and find the best car or television that suits your needs. Unfortunately the skill of browsing the insurance market is well known only to insurance professionals. Unless you ask the right questions, you may not be covered adequately.
As of right now we do not have any short term plans to create a Facebook page, but it may be implemented in the near future.
Yes we do. You can access our Facebook page by clicking here
Unfortunately, some of the websites we link to are external websites owned by other companies. We have no control over what language their content is availible in, but we try to display our content in English, Cantonese and Mandarin.
- Our Insurance Plans:
- Life Insurance
- Health Insurance
- Travel Insurance
- Critical Illness Insurance
- Disability Insurance
- Our Financial Planning Services:
- Investment & Risk Management
- Investment Planning
- Retirement Planning
- Tax Planning
- Estate Planning
- Financial Management
- Products provided by Concord:
- High Interest Savings Account
- Segregated Funds
We specialize in offering insurance, long term investments, high interest saving accounts and providing financial planning services. For a list of all our services see below:
You may email us at email@example.com
or click this link
for the full details of our contact information.
Unfortunately, insurance rates in each province can be significantly different from each other, therefore we are only allowed to quote insurance rates for individuals residing in the province of Ontario.
Unlike insurance plans, financial planning services are recognized internationally and therefore anyone can apply for financial planning services.
Unfortunately, we lack the resources to serve new customers interested in Home or Auto Insurance. Our partner company Vachon Enright & Peter Insurance Ltd. provides these services for new clients. The link to their website can be reached by clicking here.
If you submitted your form online or emailed the form, then your application upon arriving to our server is then emailed to our application pool for our sales associates to respond to. Otherwise, it will arrive through registered mail or fax where a sales associate will register your application on our systems in order to produce a quote. When this process is complete, our sales associates will contact you by your preferred contact method.
Please read the help page in case your answer can be resolved. The help page can be found in the Travel Insurance
page under Rates & Quotations. If you are still unable to complete the form please contact firstname.lastname@example.org
or dial (905) 513 0311 for assistance.
Assistance related to the Offline Travel Insurance Form can be found printed on the back of the application form. If you are still unable to complete the form then please contact email@example.com
or dial (905) 513 0311 and specify the question that you require assistance with.
Please read the instructions provided in the Life Insurance page
under Rates & Quotations. If you are unable to complete the form please contact firstname.lastname@example.org
or dial (905) 513 0311 for assistance.
You may email us the quotes at email@example.com, print them out for your reference, or send us an application form.
You may find them by clicking here
or by going to Tools & Resources and clicking Insurance Partners.
Legal information can be found by clicking here
or by going to About and clicking Limitation of Liability.
As of July 1st 2014, the government had put in force a new law known as the Anti-Spam Legislation. Because of this, we are now required by law to request for your consent in order to provide further communication with you every three years. We are also required to provide to you with an option to revoke your consent towards us whenever we send you information digitally.
Please email us or call us about your question. Please contact firstname.lastname@example.org
or dial (905) 513 0311 to ask your question.
Please note that users using Internet Explorer 9 and below may experience visual anomalies when running this website. This may be resolved by using Mozilla Firefox
, or Google Chrome.